Collaborative Economy اقتصاد مشارکتی

Collaborative Economy

Collaborative Economy

Collaborative economy is a phenomenon that provides a platform for peer-to-peer lending using the Internet. Besides, with the growth and evolution of the collaborative economy, changing the way users access goods, new opportunities are created for users. By understanding the sharing economy, we can leverage our talents and assets.

Collaborative economy is a phenomenon where users’ assets are shared using peer-to-peer activities. By using the sharing economy, it is possible to access short-term activities for users, which in these cases, such as temporary car or apartment rental, is temporary access. It also allows others to sell our goods or services.

Today, collaborative economy has grown significantly and transactions are done online. By using online networks, it is possible to access sites where people can choose their products and services. One of the online examples of collaborative economy is online auctions. The sharing economy makes it possible for us to access products and services outside our borders.

Types of Collaborative Economy

1. Car Rental

Automobile companies allow people to provide vehicles and transportation services to customers. Other companies help users share their vehicles with people who drive them. These two options eliminate the need to purchase and maintain vehicles and are considered one of the cost-effective options for renting a car during vacations and going to the airport or traveling between several cities.

2. Apartment Rent

One of the best examples of collaborative economy is renting an apartment. Today, there are apartment rental sites that allow users to easily register their residence or rent an apartment. Landlords can rent their multi-bedroom houses at a lower price than hotels.

Collaborative Economy اقتصاد مشارکتی
Apartment Rent (A.R)

3. Lending

By using these sites, it is possible to get loans for people with lower interest rates and favorable conditions compared to other institutions. Investors can increase their income by using this platform.

4. Clothing and Fashion

Today, people use these sites to sell and rent clothes. Using these sites, sellers can sell their second-hand clothes and buyers can get branded clothes at a lower price. These sites sometimes provide the possibility for users to return the clothes after using them several times and exchange them with other clothes.

5. Cooperation

Using this system, contractors and entrepreneurs who don’t have an office can work outside the home and have access to a dedicated desk and office through the sharing economy method. Internet, printer, fax machine, meeting hall, and cooling systems and comfort facilities are examples that can be available to people.

Collaborative Economy اقتصاد مشارکتی

6. Pet Care

Pet sitting services allow users to leave their animals at the provider’s home. People can earn money by using pet sitting services.


1. Superiority of Access to Ownership

We do not need to buy a car to access transportation. For convenience, we can access and enjoy anything we want. This makes things that require a lot of capital easily available to us at a reasonable cost.

2. Affordable Goods

Sharing economy makes us have more affordable products and services. Pet sitting services are cheaper than veterinary medicine. Because the owner of the house does this in his own house, but the central medical farm is separate with different employees and working hours.

3. Easy Self Expression

Collaborative economy makes it possible for people to live independently with independent income. We can choose the number of products we want to sell during the working hours with the availability of services.


1. Unstable Income

Those who sell using the sharing economy have a volatile income that is subject to large fluctuations. Considering that collaborative economy can be a job to earn money, it is very difficult for people who work in this field to use this method as their main job.

2. The Challenge of Supervision and Laws

If the rules of collaborative economy are not regulated, buyers will face fraud and low-quality goods. Rental apartments bypass the rules and choose the hotel name for themselves, if they are just a residential house. Setting rules creates an unpleasant experience for the consumer.

3. Discrimination

In the absence of rules in the systems, discrimination takes place. People discriminate between people based on race, gender, age and other demographic information. This information is made available to the parties at the end of the transaction so that they know who they are working with.

UP To Sum

In this article, we learned about the concept of collaborative economy and its advantages and disadvantages. The collaborative economy is a phenomenon that uses the Internet to provide a platform for peer-to-peer lending and selling. In addition, with the rapid growth and evolution and change of the access method, business opportunities are provided for users. Today, the collaborative economy has grown significantly as a peer-to-peer economy, where most transactions are done using the Internet. Online networks provide the possibility for sites that people can register and choose their products and services. One of the early examples is online auctions.

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